Chase Ultimate Rewards Transfer Partners
Chase points become powerful the moment you move them to the right airline or hotel program. Here's the full partner lineup, what each one is actually good for, and how to decide between transferring and booking through the travel portal.
Ratios and partners change. Chase has historically transferred at 1:1 to most partners, but that is changing — as of October 2026 the World of Hyatt ratio becomes 4:3 for every Chase card except the Sapphire Reserve®. Always confirm the current ratio and partner list inside your Chase Ultimate Rewards account before transferring — and check our news and program changes page.
The Partner Lineup
| Partner | Type | Alliance | Best for |
|---|---|---|---|
| World of Hyatt | Hotel | — | Widely considered the strongest value in the lineup, especially at resorts and expensive cities. Note: the ratio moves to 4:3 in October 2026 for all Chase cards except the Sapphire Reserve®. |
| United MileagePlus | Airline | Star Alliance | Broad domestic and international coverage, plus access to Star Alliance partner awards. |
| Air Canada Aeroplan | Airline | Star Alliance | Flexible routing and a wide partner list, including many non-Star partners. |
| Air France / KLM Flying Blue | Airline | SkyTeam | Monthly Promo Rewards can make Europe flights unusually cheap. |
| British Airways Executive Club (Avios) | Airline | Oneworld | Short nonstop flights on partners; watch for surcharges on transatlantic routes. |
| Iberia Plus (Avios) | Airline | Oneworld | Off-peak transatlantic awards to Madrid can be excellent value. |
| Aer Lingus AerClub (Avios) | Airline | — | Another Avios pool, useful for shifting Avios between programs. |
| Virgin Atlantic Flying Club | Airline | SkyTeam (partner) | Known for partner sweet spots — availability is the limiting factor. |
| Singapore KrisFlyer | Airline | Star Alliance | Access to Singapore's own premium cabins, which partners rarely see. |
| JetBlue TrueBlue | Airline | — | Simple revenue-based pricing for domestic and Caribbean routes. |
| Southwest Rapid Rewards | Airline | — | Predictable pricing, two free checked bags, and the Companion Pass ecosystem. |
| Marriott Bonvoy | Hotel | — | Huge footprint, but transferring here is rarely the best value per point. |
| IHG One Rewards | Hotel | — | Occasional value at high-cash-rate properties; usually a last resort. |
Transfer or Use the Portal?
Transfer when…
- • The cash price is high relative to the points required.
- • You're booking a premium cabin or a pricey hotel night.
- • You've already confirmed award availability for your exact dates.
Use the portal when…
- • The cash fare is cheap and award space is scarce.
- • You want to earn airline miles on the flight you book.
- • You need a specific flight or hotel that partners don't cover.
Pick the partner from the trip, not the trip from the partner
Start with where you want to go, find which airlines actually fly it, then work backwards to the Chase partner that can book that award. Transferring first and hoping for space is how points get stranded.
Frequently Asked Questions
What is a transfer partner?
A transfer partner is an airline or hotel loyalty program that accepts your Chase Ultimate Rewards points and converts them into that program's own currency, which you then use to book award travel.
Are Chase transfers instant?
Hotel and most major airline transfers are often instant or complete within a few hours. A few partners can take a day or longer, so never transfer at the last minute for time-sensitive availability.
Can I transfer points back to Chase?
No. Transfers are one-way and permanent. Confirm the award you want is available before you move any points.
Which Chase cards can transfer points?
Cards that earn transferable Ultimate Rewards points — such as the Chase Sapphire Preferred, Chase Sapphire Reserve, and the Ink Business Preferred. Points from cash-back Chase cards typically need to be combined with one of those cards first.
Ready to put these partners to work?
Basic Training shows you how to earn transferable points, search award space, and choose the right transfer partner for each trip — step by step.