Earn More Points.
Without Spending More Money.

Welcome offers are the fastest way to earn points and miles. Before applying, be sure you can pay your balance in full each month and understand the issuer's approval rules, such as Chase's 5/24 policy. Most importantly, have a plan to meet the minimum spending requirement so you can earn the full welcome bonus.

The two "starter" cards that I always recommend, in this order, are as follows:

• Chase Sapphire Preferred* — Reasonable annual fee, flexible points, and strong travel benefits. The welcome bonus alone can fund multiple international airline tickets!Apply here
• AMEX Green* — you need an AMEX card that earns points in order to connect to Rakuten to earn Membership Rewards (MRs) instead of just cash back. The cobranded AMEX cards don't work. Only the Green, Gold, Platinum cards work — cards that earn MR points.Apply here

* I may receive points or a commission if you apply through my link.

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As an Amazon Associate, I earn from qualifying purchases.

Shopping portals reward you for purchases you were already planning to make. This is one of the easiest ways to earn thousands of additional points every year.

Rakuten is a no brainer

We recommend Rakuten to every beginner because it's the easiest way to earn more points without changing your shopping habits. Simply click through Rakuten before shopping online. Or better yet, add the Rakuten extension for 1-click point earning!

This page contains a Rakuten referral link. If you sign up and qualify, we may receive a referral bonus at no additional cost to you.

Almost every major card issuer provides bonus offers.

Activate them. Use them. Get rewarded.

Learn how to stack them with shopping portals.

Did you know you can earn airline miles just for eating at restaurants?

You don't need a Fortune 500 company. Many side hustles and small businesses qualify.

Business cards can dramatically increase your earning potential.

Our favorites are the Chase Ink cards.

If you apply using our link, we may receive bonus points/cash, and you may earn a welcome offer.

When two "play the game," you win faster.

• Refer each other — they get points, you get points (it's allowed!).
• Teach family "the basics" so they know which card to use when — there are even stickers you can add to cards!Purchase Stickers Here

  As an Amazon Associate, I earn from qualifying purchases.

Combine a shopping portal, a bonus credit card, an activated offer, and a store loyalty program on a single purchase — and earn rewards four different ways.